Infinity Benefits & InfiniRisk Management offers a full service support including underwriting and accounting functions, and provides our clients with tailored services including claims administration, and loss prevention.
Commercial Lines
General Liability Coverage
This coverage insures your business against lawsuits due to bodily injury, personal injury, property loss or advertising injury. General liability insurance secures your business financial assets when you are involved in litigation due to an accident or mishap.
Workers’ Compensation
This form of insurance provides wage replacement and medical benefits to the employees whom have had an accidental personal injury or suffers an occupational disease in the course of employment. Workers' Compensation doesn’t apply to contractors.
Hired and Non-Owned Auto
This policy covers bodily injury and property damage caused by a vehicle you hire (including rental vehicles) or caused by non-owned vehicles (vehicles owned by others, including vehicles owned by your employees).
Professional Liability Coverage
Commonly known as Errors & Omissions, a form of liability insurance, that protects professional advice and service providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client and damages awarded in such a lawsuit.
Employment Practices Liability Coverage
This coverage protects businesses from financial consequences associated with a variety of employment related claims, including allegations of wrongful termination, discrimination, workplace harassment and retaliation deriving from the employer-employee relationship.
Commercial Auto Insurance
Commercial Auto Insurance helps your business cover the financial costs resulting from an auto accident if you or an employee is found at fault. Commercial auto insurance helps pay for damaged property and medical expenses – even in the event of a fatal accident.
Commercial auto insurance will help protect you, for example, if:
An employee hits a pedestrian while driving a company truck and the pedestrian requires medical treatment that results in substantial bills.
Business Owners Policy
Necessary for small and mid-sized businesses, generally comes in packages that contain five or six fundamental coverages. Customized solutions and coverage amounts ideal for specific businesses are provided.
Contractors Liability Coverage
This coverage is for businesses with contract workers. Coverage will protect you from liability related to on-site or on-job accidents, products sold by the contractors, and other forms of liability, including contractual liability.
Commercial Property Insurance
Commercial property insurance covers your buildings and the contents of those buildings - including inventory, equipment and other assets - in the event of a loss. This coverage is important for businesses because it provides protection against losses from theft, accidents and other causes.
Personal Lines
Homeowner's Insurance
· HO-1 - Basic Coverage
· HO-2 - Broad Coverage
· HO-3 - Attached Structures
· HO-4 - Tenant Coverage
· HO-5 - Premier Coverage
· HO-6 - Condo Coverage
· HO-7 - Mobile Home Coverage
· HO-8 - Older Home Coverage
Auto Insurance
· Liability
· Bodily Injury Liability
· Property Damage Liability
· Medical Payments or Personal Injury
Protection
· Collision Coverage
· Comprehensive Coverage
· Uninsured / Underinsured Motorist
Coverage
· Rental Car Reimbursement
Boat & Watercraft Insurance
· Liability
· Bodily Injury Liability
· Property Damage Liability
· Medical Payments or Personal Injury
Protection
· Collision Coverage
· Comprehensive Coverage
· Uninsured / Underinsured Motorist
Coverage
· Rental Car Reimbursement
