Health insurance is one of the first items potential employees think of when learning about your company. With new federal regulations on health insurance, now is the time to seek a partner to guide you. Infinity Benefits & InfiniRisk Management can develop customized health insurance plans to help fulfill the needs of your company and its employees.
Group Products
Health
A traditional fully insured health plan strategy may be right for your company. We will help you to understand about various fully insured plan options:
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Preferred Provider Option Plans (PPO)
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Health Maintenance Organizations (HMO)
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Health Savings Accounts (HSA)
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Health Reimbursement Arrangements (HRA).
We'll leverage our carrier relationships and local expertise to broker the best deal for your company.
Life
Helping your employees plan for the future and protect their finances for the people who depend on them is important.
Life insurance comes in two types:
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Term Life Insurance
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Permanent Life Insurance
Life Insurance is the foundation of a strong benefits package that provides essential protection to employees.
Dental
Many employees view dental insurance as an essential benefit. Without dental benefits your company may be challenged to attract top-quality talent.
Like medical insurance plans, dental plans can be customized to suit your employees’ needs.
Disability Income
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Short-term disability insurance provides employees with income protection if they are unable to work for a short period of time due to an injury or illness.
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Long-term disability insurance provides employees with income protection if they are unable to work for a prolonged period of time due to an injury or illness.
Vision
Vision insurance can include the following options:
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Fully covered annual or biannual eye exams
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Frames and lenses for glasses, fully or partially covered
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Contact lens services.
Other options that can be included in a vision insurance plan:
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Laser vision care programs
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Low vision care programs
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Computer vision care and safety programs.
Medicare
Eligible retirees may qualify for the group Medicare plans, which combine the benefits of original Medicare and Medicare supplements into a single plan we help and administer.
People in your organization who are U.S. citizens, older than 65 or under the age of 65 with certain disabilities may qualify for Medicare.
Additional Services
Provided as a bonus to your Group Policy
COBRA / State Continuation Administration
You may be required to offer COBRA coverage if your business:
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Offers group health plans to its employees, and
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Has had 20 or more employees during at least half of the typical working days in the previous calendar year.
We provide a powerful combination of COBRA expertise and an innovative technology platform to ease your administrative burden, fully support your COBRA participants, and reduce employer risk of noncompliance.
COBRA administrative services include:
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Assured compliance, even when regulations change
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Online service and reports
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Premium collection services
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Timely mailing of notices
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Timely communication of eligibility data to carriers
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Quality audit processing enrollment forms
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Customized support for unique COBRA administrative requirements in regard to severance, leave of absence, and eligibility reporting.
Flu Shots for Employees
Complementary annual onsite Flu Shots provided to Employees.
To minimize absenteeism, offer your employees onsite seasonal flu vaccination.
Employee Benefits Portal
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Employee Benefits Portal provides your employees a year-round access to their benefits at-their-fingertips.
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Portal provides a secure, employee benefits management system where employees can log in to view and stay up-to-date on changes.
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Supports businesses of all sizes, using best-in-class technology to facilitate efficient benefits enrollment, management, and more.
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It's an easy way to create an enhanced online benefits management
package for both you and your employees.
Online benefits data and plan information with mobile support gives
you access to plan information from work, home, or on-the-go. -
Administer HR functions more successfully by providing employees
with online access to their personal plan information.
Total Claim Support –
Plan Administration
Our claim team provides highly individualized and personalized service to our clients. We know that responsiveness is critical.
Claim support services include:
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Benefit administration
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Eligibility management
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Premium billing administration
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Claim auditing
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Claim re-adjudication
Wellness Programs
Wellness is the perfect solution to facilitate long-term health, productivity, and health cost reduction within your organization.
As your insurance specialist, we select industry leaders in research-based wellness programs.
Wellness programs includes, but is not limited to, the following services:
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On-site biometric screenings
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Health Risk Assessment
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Personal Health Profile
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Personal Wellness Score
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Employer Health Report
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Health Coaching
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Blood Tests
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Vaccination Programs
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Lifestyle Improvement Programs.
A study done by the US Department of Labor found that participants in a weight loss program had a significant body mass reduction after one year of participation. Employers participating in this study overwhelmingly stated that wellness programs reduce healthcare costs, absenteeism, and productivity losses.
Life Matters Employee Assistance Program (EAP)
Complimentary confidential service line dedicated to employee well-being.
From emotional counseling to financial and legal matters, relationship challenges, personal and family problems.
